Please refer to Luke 16:19-31 (KJV) or Luke 16:19-31 (NLT) to go over the Parable of Lazarus and the Rich Man.
Remember that Luke was a medical doctor and his texts are very technical and precise. In the KJV text, the word "GULF" and in the NLT text, the word "CHASM" both refer to the two sides of paradise (Heaven):
The 'Wrong' side of the Gulf is where the souls go at their earthly flesh death who have not been taught about Christ OR decided, while on earth, to abandon or reject Christ.
The 'Good' side of the Gulf is where God's elect and ALL those souls who accepted Christ while on earth are, with Christ, awaiting the Seventh Trump - the time that the Millenium starts; a time of teaching to those on the 'wrong' side of the Gulf so they, too, may still decide to accept Christ's teachings and have salvation.
Remember, 2 Corinthians 5:8 (KJV) says, "We are confident, I say, and willing rather to be absent from the body, and to be present with the Lord." Our souls are not with our decaying bodies burried out in a hole in the ground. At our earthly death, our soul returns immediately to the Father, while our earthly 'shell' returns to dust. We can also look at Ecclesiastes 12:6-7 (KJV) < click for text.
These scriptures tell us that we all go to one side of Paradise or the other and await the millenium, after which, those on the wrong side of the Gulf will once again have the opportunity to follow Satan or Christ. If they follow Satan, they will follow him right into the Lake of Fire - the second death: the death of the soul.
Hell, as described in folk lore, does not yet exist. It will be created at the very end of the millenium period and is refered to in scripture as The Lake of Fire in several places in the Book of Revelation... and YES, everyone should believe in Hell because it will be the place of death for the soul for all non believers.
.