Years ago, we were broke, as usual, my idea of obtaining wealth was gambling: horses, casino etc. we rented here and there, then the landlord would sell and we would move and rent somewhere else, I had a job, a second hand car I got a loan for, and a credit card, we had no money, maybe a hundred bucks. and I turned 40. So I was sad that I turned 40 and never had saved money, and gambled and wasted any type of savings, and sad that we did not have a house of our own, it was just a treadmill of credit card debt. And there was no relatives or friends to help or give us a big bundle of cash. So I prayed. [and I remember it] God, I can do nothing, have mercy on me, if you don't do something to bless me NO one on earth will. NOW I TELL YOU THE TRUTH, within a year we had a house, then we sold and we had a new car paid for with cash, then we moved to another house and we paid that second house off after only ten years. God is a real God, now a lot of those things that happened were circumstantial coincidences over which I had no control, and certainly no foresight that they would occur or were occurring. they weren't money falling out of the sky or someone walking up to me on the street and handing me a bag of money. Did I have FAITH?, well frankly the only faith I had was to beg God who I believed in to help me, and actually I probably didn't even believe He would help, so in essence I simply Believed God as being God and hearing. He had to do the rest. I think I prayed from my heart and that is the difference to praying with your head.