I recently began to pay into a company pension. A family member who's a business manager at a national bank thoroughly depressed me by telling me that I'd have to pay in £12,000 for 40 years to be able to retire with the equivalent of my current salary. I know it's good to be responsible and make provision for the future, but I find it hard to equate that with expecting the Lord to come at any time. I feel that it's vital for us as believers to be kept in constant expectation of the coming of the Lord, it helps to keep us strong spiritually. I suppose the way that we do that and also make provision for the future is just to be responsible with what God has entrusted us with, in terms of material things. I suppose it's better to put money away in a pension fund than to spend it profligately, and saving and investing wisely doesn't mean that we're not expecting to be taken out of this scene at any time.